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45 E Mallard Lane, Lake Forest, IL 60045.
Masterpiece transformation-completely renovated in 2026. This 4-bedroom, 3.5-bath brick ranch offers a rare opportunity for true one-level living in the desirable Ponds area. Over 5800 sqft of finished space, refined luxury and bright, airy living areas. Set on a private half-acre cul-de-sac, this home delivers both space and convenience. Stunning marble foyer entrance greets an airy, open-concept layout with refinished hardwood floors throughout. The show stopping kitchen features an oversized waterfall Quartzite island, custom cabinetry, Walk-in pantry, and a premium Bosch appliance package. Expansive living and dining areas provide multiple seating spaces filled with natural light. Dining area with large wine storage. 2 fireplaces and living areas that welcome. The primary suite is a true retreat with a spa-inspired bath featuring designer tilework, walk-in shower, soaking tub, Quartzite finishes, and luxury fixtures. 2 additional bedrooms and second full bath are equally elevated. A stylish, functional laundry room and powder room complete the main level. The fully finished lower level adds an additional 2,900 sqft with a 4th bedroom, full bath, wet bar, recreation space, fitness area, and abundant storage. Ideally located near town, beach, train, and highway. The Ponds subdivision features three stocked ponds ideal for fishing, scenic walking paths throughout the neighborhood, and direct access to Waveland Park.
MLS ID: 12604314
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45 E Mallard Lane, Lake Forest, IL 60045.

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| Loan Type | FHA 30 Year Fixed | VA 30 year fixed | 30 yr Jumbo |
| Purchase Price | $1,499,000 | $1,499,000 | $1,499,000 |
| Down Payment | $52,465 | $0 | $299,800 |
| Monthly Mortgage Amount | $8,943 | $9,304 | $7,286 |
| Taxes | $2086 | $2086 | $2086 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $899 | $0 | $0 |
| Monthly Estimated Total | $12,365 | $11,827 | $9,809 |