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104 Montclare Ln, Belmond, IA 50421.
Beautifully remodeled and thoughtfully upgraded, this 3bd, 2ba ranch offers the perfect blend of modern style and small-town convenience?all at an approachable $249,000. Step inside to an open-concept layout filled with natural light and designed for everyday living The beautifully updated kitchen is a true standout, featuring quartz countertops, a full suite of newer appliances (2021), and an island that anchors the home, ideal for morning coffee, weeknight dinners, or hosting friends. Quartz surfaces continue into both bathrooms, including the private primary ensuite, creating a cohesive, elevated feel throughout. The main living area showcases warm hardwood floors, while bathrooms feature durable LVP and bedrooms offer comfortable carpeting. Recessed lighting adds a clean, modern touch across the home. Convenience is key here: main floor primary bedroom and laundry make for easy, single-level living. The unfinished basement provides endless potential?whether you need storage now or envision a future game room, home gym, or additional living space. Location? Hard to beat. Situated just one block from the future Belmond swimming pool (opening May 2027) and only a few blocks from the high school, this home is right where you want to be. The east-facing backyard offers the perfect spot to enjoy quiet mornings or unwind in the evenings. Finished with attractive dark siding and a 2-car attached garage. This home checks all the boxes: updated, functional & move-in ready!
MLS ID: 6336504
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104 Montclare Ln, Belmond, IA 50421.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $249,000 | $249,000 | $249,000 |
| Down Payment | $49,800 | $8,715 | $62,250 |
| Monthly Mortgage Amount | $1,194 | $1,466 | $1,526 |
| Taxes | $347 | $347 | $347 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $110 | $0 |
| Monthly Estimated Total | $1,641 | $2,023 | $1,973 |